[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.kraff.cz\/od-koho-si-pujcit-penize\/#Article","mainEntityOfPage":"https:\/\/www.kraff.cz\/od-koho-si-pujcit-penize\/","headline":"Od koho si p\u016fj\u010dit pen\u00edze?","name":"Od koho si p\u016fj\u010dit pen\u00edze?","description":"Je-li \u010dlov\u011bk dostate\u010dn\u011b movit\u00fd a bezprobl\u00e9mov\u00fd a ocitne se \u0159\u00edzen\u00edm osudu v do\u010dasn\u00e9 finan\u010dn\u00ed t\u00edsni, m\u016f\u017ee se p\u0159i v\u00fdb\u011bru p\u016fj\u010dky...","datePublished":"2019-09-11","dateModified":"2023-06-13","author":{"@type":"Person","@id":"https:\/\/www.kraff.cz\/author\/#Person","name":"","url":"https:\/\/www.kraff.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/325464d7e09ffe52889ba6983accc5cdb65d0a54acd9a25cd7e409bd3eba713a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/325464d7e09ffe52889ba6983accc5cdb65d0a54acd9a25cd7e409bd3eba713a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"kraff.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.kraff.cz\/wp-content\/uploads\/img_a352421_w1708_t1566980091.jpg","url":"https:\/\/www.kraff.cz\/wp-content\/uploads\/img_a352421_w1708_t1566980091.jpg","height":0,"width":0},"url":"https:\/\/www.kraff.cz\/od-koho-si-pujcit-penize\/","about":["Finance"],"wordCount":437,"articleBody":"      Je-li \u010dlov\u011bk dostate\u010dn\u011b movit\u00fd a bezprobl\u00e9mov\u00fd a ocitne se \u0159\u00edzen\u00edm osudu v do\u010dasn\u00e9 finan\u010dn\u00ed t\u00edsni, m\u016f\u017ee se p\u0159i v\u00fdb\u011bru p\u016fj\u010dky klidn\u011b soust\u0159edit jen na to, nakolik je mu tato v\u00fdhodn\u00e1, co se n\u00e1klad\u016f na jej\u00ed spl\u00e1cen\u00ed t\u00fdk\u00e1.  Ov\u0161em kdy\u017e je v podobn\u00e9 t\u00edsni n\u011bkdo, kdo m\u00e1 n\u00edzk\u00e9 p\u0159\u00edjmy a nem\u016f\u017ee se chlubit dokonce ani \u010dist\u00fdm registrem dlu\u017en\u00edk\u016f, m\u00e1 to podstatn\u011b t\u011b\u017e\u0161\u00ed. Takov\u00fd mus\u00ed sp\u00ed\u0161e uva\u017eovat o tom, kdo a zda mu v\u016fbec p\u016fj\u010d\u00ed, a teprve pot\u00e9 m\u016f\u017ee p\u0159ij\u00edt na \u0159adu ot\u00e1zka, za jak\u00fdch podm\u00ednek. Ov\u0161em ani ten posledn\u011b zm\u00edn\u011bn\u00fd si nemus\u00ed zoufat, ani jemu nehroz\u00ed, \u017ee mu nezbyde nic jin\u00e9ho, ne\u017e se obr\u00e1tit na lichv\u00e1\u0159e, kte\u0159\u00ed ho za chvilkov\u00e9 zlep\u0161en\u00ed situace n\u00e1sledn\u011b sed\u0159ou z k\u016f\u017ee. Proto\u017ee i pro n\u011bkoho takov\u00e9ho je tu mo\u017enost vyu\u017e\u00edt p\u0159\u00edznivou nebankovn\u00ed hypot\u00e9ku https:\/\/www.hypoteka-bez-registru.net\/. A pro\u010d se radovat z toho, \u017ee se na\u0161inc\u016fm nab\u00edz\u00ed pr\u00e1v\u011b tato? Jednodu\u0161e proto, \u017ee se jedn\u00e1 o finan\u010dn\u00ed produkt, kter\u00fd je dostupn\u00fd pro \u0161irok\u00e9 masy a z\u00e1rove\u0148 nen\u00ed z rodu t\u011bch vyd\u0159idu\u0161sk\u00fdch nebo podl\u00fdch. Z\u00e1kladn\u00ed podm\u00ednkou, ji\u017e tu mus\u00ed ka\u017ed\u00fd \u017eadatel splnit, je pouze vlastnictv\u00ed n\u011bjak\u00e9 nemovitosti, ji\u017e by bylo mo\u017eno d\u00e1t za p\u016fj\u010den\u00ed pen\u011bz do z\u00e1stavy. Proto\u017ee ka\u017ed\u00fd poskytovatel chce m\u00edt n\u011bjakou z\u00e1ruku, \u017ee se mu jeho pen\u00edze vr\u00e1t\u00ed, a kdy\u017e klienty nijak dob\u0159e nezn\u00e1, mus\u00ed si to n\u011bjak\u00fdm zp\u016fsobem pojistit. Ov\u0161em tato z\u00e1stava \u017eadatele \u201anebol\u00ed\u2018, ten m\u016f\u017ee onu nemovitost u\u017e\u00edvat i nad\u00e1le jako doposud. D\u00edky t\u00e9to z\u00e1stav\u011b nikdo ne\u017e\u00e1d\u00e1, aby m\u011bl \u017eadatel ob\u0159\u00ed p\u0159\u00edjmy a za v\u0161ech okolnost\u00ed \u010dist\u00fd registr dlu\u017en\u00edk\u016f, nad oboj\u00edm se tu d\u00e1 p\u0159iv\u0159\u00edt oko, nen\u00ed-li to pochopiteln\u011b natolik zl\u00e9, \u017ee by n\u011b\u010d\u00edm ze zm\u00edn\u011bn\u00e9ho bylo ohro\u017eeno spl\u00e1cen\u00ed.  A pokud \u010dlov\u011bk v t\u011bchto ohledech vyhovuje, p\u016fj\u010dku dostane. A\u017e sedmdes\u00e1t procent odhadn\u00ed ceny zastaven\u00e9 nemovitosti, a\u017e na t\u0159icet let, ale tak\u00e9 s mo\u017enost\u00ed p\u0159ed\u010dasn\u00e9ho splacen\u00ed kdykoliv a bez sankc\u00ed, s t\u011bmi nejlep\u0161\u00edmi mo\u017en\u00fdmi podm\u00ednkami. A kdo by mohl cht\u00edt v\u00edc, \u017ee?                                                                                                                                                                                                                                                                                                                                                                                          4.9\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Od koho si p\u016fj\u010dit pen\u00edze?","item":"https:\/\/www.kraff.cz\/od-koho-si-pujcit-penize\/#breadcrumbitem"}]}]